1. Using a potato ricer, fork or potato masher, mash the bananas. You want them to be mashed well so that they blend into the dough.

2. In the bowl of a stand mixer fitted with the dough hook attachment, add the yeast, water, sugar, flour, salt and cinnamon.  Knead on medium speed for 4 minutes.

3. Turn dough out onto lightly floured surface. Add chopped chocolate to the dough. Fold and knead the dough to incorporate the chocolate chunks.

4. Place the dough in a lightly greased bowl and cover with plastic wrap. Allow to rise in a warm place for 30 minutes (you can turn your oven on to 100F, then turn the oven off. This will give you a warm place for the dough to rise).

5. Meanwhile, cut out parchment paper squares, measuring roughly 5×5 inches. Spray lightly with nonstick cooking spray.

6. Punch down dough and turn out onto lightly floured surface. Divide dough into 6 roughly equal pieces. Shape each into a ball, then press your index finger through the center of each ball and make a hole 1.5 to 2 inches in diameter. Place bagels on prepared parchment paper squares. Cover bagels with plastic wrap as you heat a pot of water.

7. Preheat oven to 425F.

8. Fill a large pot of water with 8 cups water. Whisk in the honey and bring to a boil. Reduce heat to medium. Grab the corners of the parchment paper square, and gently and carefully place 3 bagels in the hot water. Use a pair of tongs to grab the parchment paper square and pull out of the water. Cook bagels for 30 seconds on each side, then using a slotted spoon or spatula, remove the bagels, allow the excess water to drip, and place on parchment paper lined baking sheet.

9. The chocolate will be soft and slightly melted. You can brush the bagels with egg wash if you choose (this will give the bagels a nice brown, shiny color). Use your pastry brush to dot the egg wash around the pieces of chocolate, so that the chocolate does not smear all over the bagels. Bake in preheated oven for 15-20 minutes or until golden brown in color.

10. When ready to serve, mix together softened cream cheese with honey. Split the bagels in half, then spread the honey cream cheese over the bagel. Enjoy!